Website information
Disclosures
Financial education
Website articles, videos and workshops provide general financial education, not individualized investment, legal or tax advice. Speak with a qualified professional about your circumstances. Participation does not guarantee a particular financial outcome.
Donations
SDFLC is a program of DebtWave Credit Counseling, Inc., a 501(c)(3) nonprofit. Donations may be tax-deductible to the extent allowed by law. Any goods or services received can affect the deductible amount. Keep your receipt and consult a tax professional. One-time gifts use SDFLC’s existing PayPal checkout. Monthly giving opens an email request and requires confirmation by SDFLC; it does not start an automatic payment. This site does not collect payment details.
Published figures and archives
Participation figures describe the years shown and are not forecasts or a measure of individual financial results. Archived articles, reports and events are historical. Confirm current schedules and service availability with SDFLC.
Video transcripts
Available written transcripts were generated from video audio using AI and have not been professionally verified. Names, numbers and wording may contain errors. Timestamps refer to three-minute sections. Some transcripts are incomplete. Check the original recording before relying on a statement.
Search information
Video search records include the search text, result counts, transcript-match counts and selected video timestamps to help identify gaps in coverage. You do not need an account. Avoid entering names, account numbers or other private information in the search box. For privacy questions, including requests about recorded information, contact info@sdflc.org.
External services
This site loads fonts from Google and video thumbnails from YouTube. Embedded videos use YouTube’s privacy-enhanced player. These services receive connection information, such as your IP address, when their content loads and may use cookies or other storage under their own policies. External resources and donation pages have their own privacy practices. Linking to a resource does not guarantee its accuracy or endorse every product or view it contains.
Photography
The homepage workshop image is AI-generated and illustrative. It does not show actual SDFLC participants, staff or an SDFLC event.
Accessibility
If you have difficulty accessing a page, video or transcript, contact info@sdflc.org or call 858-810-7007 to request help or an alternative format.
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Questions: info@sdflc.org or 858-810-7007.