Smart With Your Money

Smart With Your Money covers budgeting, managing and paying off credit card debt, and avoiding common money mistakes.

SDFLC helps people build habits to increase income, reduce expenses and save. Financial education, debt management, budgeting and credit counseling are offered alongside partner services in workforce development and financial advising.

California Coast Credit Union and the SDFLC have partnered on San Diego City employee workshops and San Diego Mesa Community College’s first-ever Financial Literacy speaker series.

With the Foundation for Financial Planning and Live Well San Diego, the SDFLC presents Financial Opportunity Clinics: complimentary, confidential 40-60 minute sessions with credentialed financial professionals who donate their time.

Presentation topics (most available virtually)

• ●Understanding your net worth
• ●Establishing financial goals
• ●Creating a spending plan (budget)
• ●Different methods to eliminate credit card debt on your own
• ●Understanding credit reports and scores
• ●Budgeting for the bi-weekly paycheck
• ●Teaching your children about money
• ●Before you say “I do,” what you both need to know
• ●Distressed real estate (homes)
• ●First time home buyers
• ●Understanding your credit in the real estate market
• ●Mortgage 101
• ●Refinancing 101